Introduction:

Tanmeyah recognizes the importance of Environmental, Social, and Governance (ESG) considerations in the financial sector. This ESG Policy Framework outlines our commitment to integrating sustainable practices into our operations, decision-making processes, and investment strategies. We aim to align our business activities with broader societal and environmental goals, promoting responsible and ethical practices.

1. Environmental (E) Responsibility
   1. Sustainable FinancingWe committed to developing financial products that support environmentally sustainable projects, emphasizing renewable energy, energy efficiency, and initiatives that contribute to environmental conservation. This includes Agri machinery, electric vehicles among other options
   2. Carbon Neutrality:We strive to minimize our carbon footprint by implementing energy-efficient practices, promoting the use of renewable energy sources, and regularly assessing and disclosing us greenhouse gas emissions. In this regard, Tanmeyah is committed to measure the impact of its activities on carbon emission and structure activities that reduces it in future that may include;
      • • Reduces paper consumption and encourage using digital mediums to go green
        • Reduce electricity usage and promote green sources of energy
        • Reduce waste
   3. Biodiversity Conservation:Tanmeyah is committed to supporting projects and initiatives that contribute to biodiversity conservation and environmental protection.
      • • Tanmeyah is committed to create awareness about the importance of protecting environment through its platforms.
2. Social (S) Responsibility:
   1. Social Inclusion:We aim to promote social inclusion by offering financial services that foster economic development and financial well-being for underserved communities. As a premier financialservices provider for very small and microfinance enterprises, providing access to critical capital that can transform lives, build businesses, and drive socioeconomic change. With the widest branch network in the country, deep industry knowledge, and community ties, Tanmeyah has improved lives and built businesses of millions across the country.
   2. Diversity and Inclusion:Tanmeyah values diversity and inclusion and commits to maintaining an inclusive workplace that values differences in gender, race, ethnicity, age, and other characteristics. Hence it promotes gender equality in working environment by maintaining at least 25% of workforce as females. Tanmeyah is also committed to supporting female entrepreneurs across all its business lines and to tailor more specific products catering for their needs as they evolve.
   3. Community Engagement:We actively engage with the communities we operate in, supporting local initiatives and contributing to social development projects that align with community needs in light of Tanmeyah’s and EFG holding strategies.
3. Governance (G) Excellence:
   1. Ethical Conduct:Tanmeyah emphasizes ethical behavior in all aspects of its operations, promoting integrity, transparency, and accountability in dealings with clients, partners, and stakeholders. Strategy pillars emphasize on the same and creating awareness about this is in the DNA of Tanmeyah.
   2. Board Oversight:Our Board of Directors is actively involved in overseeing ESG-related risks and opportunities, ensuring alignment with our strategic goals and long-term sustainability
   3. Stakeholder Engagement:We value the input of our stakeholders and commit to transparent communication, actively seeking and considering feedback from customers, employees, investors, and the wider community.

Implementation and Monitoring: 

This ESG Policy Framework is an integral part of Tanmeyah's overall business strategy. We will regularly review and update this framework to reflect evolving industry best practices, regulatory requirements, and societal expectations.

Tanmeyah is dedicated to fostering a sustainable future through responsible financial practices that create long-term value for our stakeholders and contribute to the well-being of society and the environment.